For the first time---ever---this year we did not use credit cards to pay for Christmas gifts. I know beyond a doubt that no one felt like they missed out on any gifts, in fact our kids made out like bandits.
Remembering back to October when we went to see Dave Ramsey, got on a budget, and cut up our credit cards. We didn't know it would be quite so difficult, since Christmas was just around the corner. But we saved where we could, spent all extra money on gifts, and were very creative with shopping and gift giving in general.
Let me say, it feels so incredibly good to leave the month of December and not be dreading the January bills. And we didn't even use LeeRoy's Christmas bonus to buy gifts like we usually do also...because he didn't even know if he was getting one until the week before Christmas.
We are just celebrating here, because we are on an incredible journey to get out of debt and stay there.